Liquidity
Watch1.46
How the figure is assessed
Current assets divided by current liabilities. Below 1.0 is weak, 1.0–1.5 needs attention and 1.5 or more is strong.
ZPECTER ØKONOMI AS
Org. no. 911 811 340 · Private limited company (AS) · Active · Fjordveien 1, 1363, HØVIK · BÆRUM · 69.202 – Accounting and bookkeeping activities
ActiveVAT registeredRegister of Business Enterprises
- Organisation form
- AS
- Employees
- 35
- Established
- 5 April 2013
- Municipality
- BÆRUM
- Industry code
- 69.202
ZPECTER ØKONOMI AS is a private limited company (as) registered in HØVIK since 2013. The organisation number is 911 811 340. The register lists 35 employees. The latest submitted annual accounts are for 2025.
Source: The Brønnøysund Register Centre · Last updated 5 November 2026 at 23:34
Overview
Quick overview
Status and key figures
Based on the latest submitted annual accounts (2025) and registry data.
Profitability
Watch6.1 %
How the figure is assessed
Operating profit divided by operating revenue. Below 0% is weak, 0–10% needs attention and 10% or more is strong.
Solidity
Strong31.8 %
How the figure is assessed
Equity divided by assets. Below 10% is weak, 10–30% needs attention and 30% or more is strong.
- Operating revenue
- 26.0 m NOK
- +9.9 % vs. the year before
- Net result
- 1.2 m NOK
- Fiscal year 2025
- Equity
- 2.5 m NOK
- Fiscal year 2025
- Status
- Active
- Central Coordinating Register
- Employees
- 35
- Registered in the Central Coordinating Register
- Founded
- 5 April 2013
- Place
- HØVIK
- Industry
- Accounting and bookkeeping activities
- 69.202
- Public contracts
- –
- Roles
- 6
- People and entities
The gauges are calculated key figures with open thresholds, not a credit assessment. All amounts come from the Register of Company Accounts.
Calculated by us
Proffi Risk Indicator
90
av 100
Low risk
Based on status, solvency, liquidity, profitability, trend and how recent the accounts are. Public register data only.
This is an indicative assessment, not a credit rating. It does not replace your own due diligence before entering into an agreement.
Proffi+
Proffi estimated value
Calculating …
Indicative model estimate based on public accounting figures and typical industry multiples. Not an appraisal, a valuation or investment advice.
Development
Revenue and profit
RevenueResult
Development
Solvency and profitability (%)
SolidityProfitability
Registry data
Company information
- Organisation number
- 911 811 340
- Organisation form
- Private limited company (AS)
- Registered in the Central Coordinating Register
- 13 April 2013
- Date of incorporation
- 5 April 2013
- Number of employees
- 35
- Language form
- Norwegian Bokmål
- Latest submitted annual accounts
- 2025
- Deleted
- Not provided
- Website
- zpecterokonomi.no
- Bankruptcy date
- Not provided
Addresses
Visiting and postal address
Business address
Fjordveien 11363 HØVIKBÆRUM municipalityNorgePostal address
Not registered
Industry
Industry and sector
- 69.202
Accounting and bookkeeping activities(main industry)
M Real estate activities › 69 Legal and accounting activities › 69.2 Accounting, bookkeeping and auditing activities; tax consultancy › 69.20 Accounting, bookkeeping and auditing activities; tax consultancy
See the industry: largest companies and key figures →What does this industry cover?
Omfatter: Bokføring av selskapers eller andres kommersielle transaksjoner. Bokføringsaktiviteter i forbindelse med årsregnskaper og føring av lønn mv. Faktureringstjenester. Ekskluderer: Publisering av regnskapsprogramvare grupperes under 58.29 Utgivelse av annen programvare. Programmering av regnskapsprogramvare grupperes under 62.10 Dataprogrammeringstjenester. Administrativ rådgivning om regnskapssystemer, budsjettmessige kontrollprosedyrer grupperes under 70.20 Bedriftsrådgivning og annen administrativ rådgivning. Innkreving av ubetalte regninger grupperes under 82.91 Inkasso- og kredittopplysningsvirksomhet.
Institutional sector code: Private aksjeselskaper mv. (2100)
Statutory purpose
Økonomiske, admininistrative og regnskapsmessige tjenester, samt investering i og deltagelse i virksomhet relatert til dette.
Registry status
Registrations and status
- Registered in the Register of Business Enterprises
- Registered in the VAT register
- Registered in the Register of Non-Profit Organisations
- Registered in the Register of Foundations
- Bankruptcy
- In liquidation
- In compulsory liquidation
Experiences
Reviews
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Accounts
Financial overview
Accounts and key figures
Fiscal year 2025 · Amounts in NOK
Data basis
3 stored years
Liquidity
Watch1.46
How the figure is assessed
Current assets divided by current liabilities. Below 1.0 is weak, 1.0–1.5 needs attention and 1.5 or more is strong.
Profitability
Watch6.1 %
How the figure is assessed
Operating profit divided by operating revenue. Below 0% is weak, 0–10% needs attention and 10% or more is strong.
Solidity
Strong31.8 %
How the figure is assessed
Equity divided by assets. Below 10% is weak, 10–30% needs attention and 30% or more is strong.
Key numbers and development
Only reported amounts from the Register of Company Accounts
| Accounting item | 2025 | 2024 | 2023 | Development |
|---|---|---|---|---|
| Operating revenue | 25,966,387 | 23,617,614 | 22,644,874 | |
| Operating profit | 1,571,078 | 606,636 | 1,791,513 | |
| Profit before tax | 1,524,556 | 526,597 | 1,756,849 | |
| Net result | 1,194,491 | 418,006 | 1,394,048 | |
| Total assets | 7,859,744 | 6,272,413 | 6,575,760 | |
| Equity | 2,497,154 | 1,302,663 | 1,384,657 | |
| Liabilities | 5,362,589 | 4,969,749 | 5,191,102 |
The gauges are calculated key figures with open thresholds. They are not a credit assessment.
Graphical analysis
3 fiscal years (2023–2025)
- Operating revenue 2025
- 25,966,387 NOK
- Net result 2025
- 1,194,491 NOK
- Revenue growth
- 9.9 %
Revenue and profit
Amounts in NOK
Operating margin
Calculated by us, in percent
Equity and liabilities
Balance sheet in NOK
Register of Company Accounts
Annual accounts 2025
Period 2025-01-01 to 2025-12-31. Currency NOK. Audited annual accounts.
Income statement
| Total operating revenue | 25,966,387 NOK |
|---|---|
| Total operating expenses | 24,395,310 NOK |
| Operating profit | 1,571,078 NOK |
| Total financial income | 18,375 NOK |
| Total financial expenses | 64,897 NOK |
| Net financial items | -46,522 NOK |
| Profit before tax | 1,524,556 NOK |
| Net result | 1,194,491 NOK |
Assets
| Total fixed assets | 693,786 NOK |
|---|---|
| Total current assets | 7,165,957 NOK |
| Total assets | 7,859,744 NOK |
Equity and liabilities
| Paid-in equity | 101,334 NOK |
|---|---|
| Retained earnings | 2,395,820 NOK |
| Total equity | 2,497,154 NOK |
| Current liabilities | 4,910,870 NOK |
| Total debt | 5,362,589 NOK |
| Total equity and liabilities | 7,859,744 NOK |
Register of Company Accounts
Annual accounts 2024
Period 2024-01-01 to 2024-12-31. Currency NOK. Audited annual accounts.
Income statement
| Total operating revenue | 23,617,614 NOK |
|---|---|
| Total operating expenses | 23,010,978 NOK |
| Operating profit | 606,636 NOK |
| Total financial income | 3,022 NOK |
| Total financial expenses | 83,060 NOK |
| Net financial items | -80,038 NOK |
| Profit before tax | 526,597 NOK |
| Net result | 418,006 NOK |
Assets
| Total fixed assets | 682,334 NOK |
|---|---|
| Total current assets | 5,590,079 NOK |
| Total assets | 6,272,413 NOK |
Equity and liabilities
| Paid-in equity | 101,334 NOK |
|---|---|
| Retained earnings | 1,201,329 NOK |
| Total equity | 1,302,663 NOK |
| Current liabilities | 4,394,345 NOK |
| Long-term liabilities | 575,404 NOK |
| Total debt | 4,969,749 NOK |
| Total equity and liabilities | 6,272,412 NOK |
Register of Company Accounts
Annual accounts 2023
Period 2023-01-01 to 2023-12-31. Currency NOK. Audited annual accounts.
Income statement
| Total operating revenue | 22,644,874 NOK |
|---|---|
| Total operating expenses | 20,853,361 NOK |
| Operating profit | 1,791,513 NOK |
| Total financial income | 2,328 NOK |
| Total financial expenses | 36,992 NOK |
| Net financial items | -34,664 NOK |
| Profit before tax | 1,756,849 NOK |
| Net result | 1,394,048 NOK |
Assets
| Total fixed assets | 860,334 NOK |
|---|---|
| Total current assets | 5,715,426 NOK |
| Total assets | 6,575,760 NOK |
Equity and liabilities
| Paid-in equity | 101,334 NOK |
|---|---|
| Retained earnings | 1,283,323 NOK |
| Total equity | 1,384,657 NOK |
| Current liabilities | 4,495,839 NOK |
| Long-term liabilities | 695,263 NOK |
| Total debt | 5,191,102 NOK |
| Total equity and liabilities | 6,575,759 NOK |
Source: Register of Company Accounts, Brønnøysund Register Centre. Figures are shown as submitted, and historical years are never overwritten by newer submissions.
Key figures
Calculated by us
Key figures
| Key figures | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue growthChange in total operating revenue from the previous fiscal year. | 9.9 % | 4.3 % | – |
| Operating marginOperating profit divided by total operating revenue. | 6.1 % | 2.6 % | 7.9 % |
| Profit marginOrdinary profit before tax divided by total operating revenue. | 5.9 % | 2.2 % | 7.8 % |
| Equity ratioTotal equity divided by total assets. | 31.8 % | 20.8 % | 21.1 % |
| Current ratioTotal current assets divided by total current liabilities. | 1.46 | 1.27 | 1.27 |
| Debt ratioTotal liabilities divided by total equity. | 2.15 | 3.82 | 3.75 |
| Return on assetsOrdinary profit before tax plus financial expenses, divided by total assets. | 20.2 % | 9.7 % | 27.3 % |
| Return on equityNet profit divided by total equity. | 47.8 % | 32.1 % | 100.7 % |
About the calculation
The key figures are calculated by us (formula version v1) from public accounts in the Register of Company Accounts. A figure is only calculated when all input values exist and the denominator is not zero. The figures are not a credit assessment.
Roles and owners
Registry data
Roles
Chief executive officer
- Chief executive officerMarthe Nossen
Board
- Chair of the boardJonas Bjørnstad Western
- Board memberØivind Falch
- Board memberCharlotte Thjømøe
- Board memberBjørn Skatvedt
Auditor
Source: The Brønnøysund Register Centre. We only show name and role as published by the register – never date of birth or private address.
Organisation
Structure
Organisation structure
- Entity type
- Main entity
- Parent entity
- Not stated
- Number of sub-units
- 2
Overview
Structure map
ZPECTER ØKONOMI AS
ZPECTER ØKONOMI AS AVD HØVIK
HØVIK · 35 employees
ZPECTER ØKONOMI AS AVD SANDVIKA
SANDVIKA
Registry data
Sub-units
| Name | Org. no. | Place | Employees |
|---|---|---|---|
| ZPECTER ØKONOMI AS AVD HØVIKAccounting and bookkeeping activities | 911 826 097 | HØVIK | 35 |
| ZPECTER ØKONOMI AS AVD SANDVIKAAccounting and bookkeeping activities | 999 571 255 | SANDVIKA | – |
More about the company
This has not been registered yet. We never show made-up information.
Services and products
The company has not added any services yet.
Public approvals
Not in the Norwegian Building Authority's central approval register.
Public contracts
No notices found in TED where the company is a supplier or contracting authority.
Registered changes
We show changes from the Brønnøysund Register Centre's change log from the next registered change.
Documents
Certificates of registration and other documents require a separate agreement with a document provider.
Transparency
Sources and data quality
Company information
Brønnøysund Register Centre · Public register
Last retrieved 5 November 2026 at 23:34
Open official sourceRoles
Brønnøysund Register Centre · Public register
Last retrieved 5 November 2026 at 23:34
Open official sourceAccounts and key figures
Register of Company Accounts · Public register
Last retrieved 5 November 2026 at 23:34
Open official sourceAddress (verified)
Norwegian Mapping Authority – Geonorge address API · Public register
Last retrieved 5 November 2026 at 23:34
Open official sourceCentral approval
Norwegian Building Authority (DiBK) · No approval found
Last retrieved 5 November 2026 at 23:34
Open official sourceIndustry standard (SN2007)
Statistics Norway – KLASS · Official standard
Last retrieved 5 November 2026 at 23:34
Open official source
Public registry data is updated periodically and cannot be changed by the company. Calculated figures are marked “Calculated by us”.
Report an errorSource
Public registry fields on this page come from the Central Coordinating Register and cannot be changed by the company. Self-reported content is marked separately.
Read about the data sources