ECPAY AS

Org. no. 989 158 309 · Private limited company (AS) · Active · Kirkegata 45, 2609, LILLEHAMMER · LILLEHAMMER · 82.910 – Activities of collection agencies and credit bureaus

ActiveVAT registeredRegister of Business Enterprises

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Organisation form: AS
Employees: 20
Established: 8 December 2005
Municipality: LILLEHAMMER
Industry code: 82.910

ECPAY AS is a private limited company (as) registered in LILLEHAMMER since 2005. The organisation number is 989 158 309. The register lists 20 employees. The latest submitted annual accounts are for 2025.

Source: The Brønnøysund Register Centre · Last updated 15 November 2026 at 03:35

Overview

Quick overview

Status and key figures

Based on the latest submitted annual accounts (2025) and registry data.

Liquidity

Strong

1.69

How the figure is assessed

Current assets divided by current liabilities. Below 1.0 is weak, 1.0–1.5 needs attention and 1.5 or more is strong.

Profitability

Strong

12.2 %

How the figure is assessed

Operating profit divided by operating revenue. Below 0% is weak, 0–10% needs attention and 10% or more is strong.

Solidity

Strong

45 %

How the figure is assessed

Equity divided by assets. Below 10% is weak, 10–30% needs attention and 30% or more is strong.

Operating revenue: 33.5 m NOK; +8.3 % vs. the year before
Net result: 2.8 m NOK; Fiscal year 2025
Equity: 11.2 m NOK; Fiscal year 2025
Status: Active; Central Coordinating Register
Employees: 20; Registered in the Central Coordinating Register
Founded: 8 December 2005
Place: LILLEHAMMER
Industry: Activities of collection agencies and credit bureaus; 82.910
Public contracts: –
Roles: 7; People and entities

The gauges are calculated key figures with open thresholds, not a credit assessment. All amounts come from the Register of Company Accounts.

Calculated by us

Proffi Risk Indicator

av 100

Low risk

Based on status, solvency, liquidity, profitability, trend and how recent the accounts are. Public register data only.

This is an indicative assessment, not a credit rating. It does not replace your own due diligence before entering into an agreement.

Proffi+

Proffi estimated value

Calculating …

Indicative model estimate based on public accounting figures and typical industry multiples. Not an appraisal, a valuation or investment advice.

Development

Revenue and profit

RevenueResult

Development

Solvency and profitability (%)

SolidityProfitability

Registry data

Visiting and postal address

Business address

Kirkegata 452609 LILLEHAMMERLILLEHAMMER municipalityNorge

Postal address

Postboks 4651411 KOLBOTNNORDRE FOLLO municipalityNorge

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Industry

Industry and sector

82.910
Activities of collection agencies and credit bureaus(main industry)
N Professional, scientific and technical activities › 82 Office administrative, office support and other business support activities › 82.9 Business support service activities n.e.c. › 82.91 Activities of collection agencies and credit bureaus
See the industry: largest companies and key figures →
What does this industry cover?
Inkluderer: Omfatter innkreving av opplysninger som f.eks. kreditt- og arbeidsforhold til enkeltpersoner og kredittopplysninger om virksomheter og levering av opplysninger til penge- institutter, detaljister og andre som har behov for å vurdere kredittverdigheten til disse personene og virksomhetene

Institutional sector code: Private aksjeselskaper mv. (2100)

Statutory purpose

Drive ervervsmessig inndriving av forfalte pengekrav for andre, kredittopplysningsvirksomhet, samt annen virksomhet i forbindelse med nevnte formål.

Registry status

Registrations and status

Registered in the Register of Business Enterprises
Registered in the VAT register
Registered in the Register of Non-Profit Organisations
Registered in the Register of Foundations
Bankruptcy
In liquidation
In compulsory liquidation

Experiences

Reviews

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Accounts

Financial overview

Accounts and key figures

Fiscal year 2025 · Amounts in NOK

Data basis

3 stored years

Liquidity

Strong

1.69

How the figure is assessed

Current assets divided by current liabilities. Below 1.0 is weak, 1.0–1.5 needs attention and 1.5 or more is strong.

Profitability

Strong

12.2 %

How the figure is assessed

Operating profit divided by operating revenue. Below 0% is weak, 0–10% needs attention and 10% or more is strong.

Solidity

Strong

45 %

How the figure is assessed

Equity divided by assets. Below 10% is weak, 10–30% needs attention and 30% or more is strong.

Key numbers and development

Only reported amounts from the Register of Company Accounts

Accounting item	2025	2024	2023
Operating revenue	33,463,403	30,904,570	27,936,352
Operating profit	4,095,161	2,587,707	5,220,415
Profit before tax	4,403,180	2,994,865	5,394,113
Net result	2,771,678	1,678,514	3,731,005
Total assets	24,975,598	25,929,176	28,683,978
Equity	11,239,488	13,988,809	22,314,296
Liabilities	13,736,111	11,940,366	6,369,682

The gauges are calculated key figures with open thresholds. They are not a credit assessment.

Graphical analysis

3 fiscal years (2023–2025)

Operating revenue 2025: 33,463,403 NOK
Net result 2025: 2,771,678 NOK
Revenue growth: 8.3 %

Revenue and profit

Amounts in NOK

Operating margin

Calculated by us, in percent

Equity and liabilities

Balance sheet in NOK

Annual accounts 2025

Period 2025-01-01 to 2025-12-31. Currency NOK. Audited annual accounts.

Income statement

Total operating revenue	33,463,403 NOK
Total operating expenses	29,368,242 NOK
Operating profit	4,095,161 NOK
Total financial income	314,880 NOK
Total financial expenses	6,861 NOK
Net financial items	308,019 NOK
Profit before tax	4,403,180 NOK
Net result	2,771,678 NOK

Assets

Total fixed assets	5,312,189 NOK
Total current assets	19,663,410 NOK
Total assets	24,975,598 NOK

Equity and liabilities

Paid-in equity	6,032,331 NOK
Retained earnings	5,207,157 NOK
Total equity	11,239,488 NOK
Current liabilities	11,665,959 NOK
Long-term liabilities	2,070,152 NOK
Total debt	13,736,111 NOK
Total equity and liabilities	24,975,598 NOK

Annual accounts 2024

Period 2024-01-01 to 2024-12-31. Currency NOK. Audited annual accounts.

Income statement

Total operating revenue	30,904,570 NOK
Total operating expenses	28,316,863 NOK
Operating profit	2,587,707 NOK
Total financial income	411,455 NOK
Total financial expenses	4,297 NOK
Net financial items	407,158 NOK
Profit before tax	2,994,865 NOK
Net result	1,678,514 NOK

Assets

Total fixed assets	8,331,828 NOK
Total current assets	17,597,347 NOK
Total assets	25,929,176 NOK

Equity and liabilities

Paid-in equity	6,032,331 NOK
Retained earnings	7,956,478 NOK
Total equity	13,988,809 NOK
Current liabilities	9,914,451 NOK
Long-term liabilities	2,025,915 NOK
Total debt	11,940,366 NOK
Total equity and liabilities	25,929,176 NOK

Annual accounts 2023

Period 2023-01-01 to 2023-12-31. Currency NOK. Audited annual accounts.

Income statement

Total operating revenue	27,936,352 NOK
Total operating expenses	22,715,937 NOK
Operating profit	5,220,415 NOK
Total financial income	186,849 NOK
Total financial expenses	13,151 NOK
Net financial items	173,698 NOK
Profit before tax	5,394,113 NOK
Net result	3,731,005 NOK

Assets

Total fixed assets	11,324,509 NOK
Total current assets	17,359,469 NOK
Total assets	28,683,978 NOK

Equity and liabilities

Paid-in equity	6,032,331 NOK
Retained earnings	16,281,965 NOK
Total equity	22,314,296 NOK
Current liabilities	4,724,140 NOK
Long-term liabilities	1,645,542 NOK
Total debt	6,369,682 NOK
Total equity and liabilities	28,683,978 NOK

Source: Register of Company Accounts, Brønnøysund Register Centre. Figures are shown as submitted, and historical years are never overwritten by newer submissions.

Key figures

Calculated by us

Key figures

Key figures	2025	2024	2023
Revenue growthChange in total operating revenue from the previous fiscal year.	8.3 %	10.6 %	–
Operating marginOperating profit divided by total operating revenue.	12.2 %	8.4 %	18.7 %
Profit marginOrdinary profit before tax divided by total operating revenue.	13.2 %	9.7 %	19.3 %
Equity ratioTotal equity divided by total assets.	45 %	54 %	77.8 %
Current ratioTotal current assets divided by total current liabilities.	1.69	1.77	3.67
Debt ratioTotal liabilities divided by total equity.	1.22	0.85	0.29
Return on assetsOrdinary profit before tax plus financial expenses, divided by total assets.	17.7 %	11.6 %	18.9 %
Return on equityNet profit divided by total equity.	24.7 %	12 %	16.7 %

About the calculation

The key figures are calculated by us (formula version v1) from public accounts in the Register of Company Accounts. A figure is only calculated when all input values exist and the denominator is not zero. The figures are not a credit assessment.

Roles and owners

Registry data

Roles

Source: The Brønnøysund Register Centre. We only show name and role as published by the register – never date of birth or private address.

Organisation

Structure

Organisation structure

Entity type: Main entity
Parent entity: Not stated
Number of sub-units: 5

Overview

Structure map

ECPAY AS

ECPAY AS AVD HØNEFOSS
HØNEFOSS
ECPAY AS AVD LILLEHAMMER
LILLEHAMMER · 12 employees
ECPAY AS AVDELING FORNEBU
FORNEBU
ECPAY AS AVDELING KOLBOTN
TROLLÅSEN
ECPAY AS AVDELING KONGSBERG
KONGSBERG

Registry data

Sub-units

Name	Org. no.	Place	Employees
ECPAY AS AVD HØNEFOSSActivities of collection agencies and credit bureaus	972 119 229	HØNEFOSS	–
ECPAY AS AVD LILLEHAMMERActivities of collection agencies and credit bureaus	989 303 422	LILLEHAMMER	12
ECPAY AS AVDELING FORNEBUActivities of collection agencies and credit bureaus	928 144 380	FORNEBU	–
ECPAY AS AVDELING KOLBOTNActivities of collection agencies and credit bureaus	928 144 453	TROLLÅSEN	–
ECPAY AS AVDELING KONGSBERGActivities of collection agencies and credit bureaus	828 144 332	KONGSBERG	–

More about the company

This has not been registered yet. We never show made-up information.

Services and products
The company has not added any services yet.
Public approvals
Not in the Norwegian Building Authority's central approval register.
Public contracts
No notices found in TED where the company is a supplier or contracting authority.
Registered changes
We show changes from the Brønnøysund Register Centre's change log from the next registered change.
Documents
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Transparency

Sources and data quality

Company information
Brønnøysund Register Centre · Public register
Last retrieved 15 November 2026 at 03:35
Open official source
Roles
Brønnøysund Register Centre · Public register
Last retrieved 15 November 2026 at 03:35
Open official source
Accounts and key figures
Register of Company Accounts · Public register
Last retrieved 15 November 2026 at 03:35
Open official source
Address (verified)
Norwegian Mapping Authority – Geonorge address API · Public register
Last retrieved 15 November 2026 at 03:35
Open official source
Central approval
Norwegian Building Authority (DiBK) · No approval found
Last retrieved 15 November 2026 at 03:35
Open official source
Industry standard (SN2007)
Statistics Norway – KLASS · Official standard
Last retrieved 15 November 2026 at 03:35
Open official source

Public registry data is updated periodically and cannot be changed by the company. Calculated figures are marked “Calculated by us”.

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Source

Public registry fields on this page come from the Central Coordinating Register and cannot be changed by the company. Self-reported content is marked separately.

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Overview

Status and key figures

Liquidity

Profitability

Solidity

Proffi Risk Indicator

Proffi estimated value

Company information

Visiting and postal address

Business address

Postal address

Industry and sector

Statutory purpose

Registrations and status

Reviews

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Accounts

Accounts and key figures

Liquidity

Profitability

Solidity

Key numbers and development

3 fiscal years (2023–2025)

Revenue and profit

Operating margin

Equity and liabilities

Annual accounts 2025

Income statement

Assets

Equity and liabilities

Annual accounts 2024

Income statement

Assets

Equity and liabilities

Annual accounts 2023

Income statement

Assets

Equity and liabilities

Key figures

Key figures

Roles and owners

Roles

Chief executive officer

Board

Auditor

Accountant

Organisation

Organisation structure

Structure map

Sub-units

More about the company

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